Lifetime ISA

A type of ISA you can open if you’re aged 18–39, and want to save for your first home and/or retirement.

Lifetime ISAs (LISAs) are free of income and capital gains tax, and you’ll get a 25% bonus on the money you pay in. However, you’ll face a government withdrawal charge on money you take out before age 60, unless you’re a first-time buyer and the property you want to buy meets certain criteria.

Learn more about Lifetime ISAs

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