Before you apply for a Junior ISA
You'll need around 10 minutes to complete your Junior ISA application.
Make sure an AJ Bell Junior ISA is right for you by reading about our Junior ISA's key features, terms and conditions, risks and charges and rates.
If you’re unsure, read more about our Junior ISA.
What you'll need
Your National Insurance number – you'll find this on your National Insurance card, a benefit letter, payslip or P60.
Your child’s details – including their National Insurance number, if they have one.
Details of any Child Trust Fund (CTF) or existing Junior ISA you're transferring.
Before you apply, just remember:
- To apply for a Junior ISA for a child, you must be their parent or legal guardian.
- Once you open the Junior ISA, you'll be the 'registered contact', responsible for choosing investments and managing the account until they turn 18.
- If you’re transferring a Child Trust Fund (CTF) to the Junior ISA, you'll need to be the CTF's registered contact too.
- You’ll need to fund your account with either a Direct Debit from as little as £25, a one off payment of £250 or a transfer from another Junior ISA or Child Trust Fund.
- The value of investments can go down as well as up, and you could lose money for the child as well as make it.
- ISA and tax rules can change, and the benefits of an account depend on personal circumstances.
- We’ll use your data in line with our privacy policy. This explains what data we collect, how we use, share, and store it – including the potential impacts of third parties using your data.
What you need to know about Junior ISAs
- Once money is in a Junior ISA, it can’t normally be accessed until the child turns 18.
- Once the child turns 18, the JISA will turn into a Stocks and shares ISA in the child’s name.
- A child can only have one Stocks and shares Junior ISA or Child Trust Fund open at any one time. Do they have a Stocks and shares Junior ISA or CTF elsewhere? You’ll need to transfer it as part of this application.
- Once you’ve completed the application, it’ll take a few days for the Junior ISA to be set up. During this time, you won’t be able to pay money into the account – but we’ll let you know when it’s set up and ready to go.
Make sure an AJ Bell Junior ISA is right for you by reading about our Junior ISA's key features, terms and conditions, risks and charges and rates.
If you’re unsure, read more about our Junior ISA.